Merchant Cash Advance (MCA)

A line of credit gives you access to funds up to your credit limit, which can be borrowed and paid back multiple times while only paying interest on the money you borrow. This is a flexible and typically unsecured way to borrow money for seasonal businesses, or businesses that need help managing cash flow or handling unexpected expenses.

Pros:

Quick or same-access to funding

Doesn’t require a high FICO

Minimal documents required to apply

Cons:

In some cases, shorter term lengths than traditional financing

In some cases, cost of capital may be higher

Best for:

Ideal for businesses with fluctuating cash flow, as payments adjust with sales.

Unlike traditional loans, it doesn’t require collateral or perfect credit.

Business Funding Made Simple

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Quick Funding For Your Business

We secure your approval today with multiple funding options tailored to your needs.

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Fully Automated Funding Process

Submit your e-sign quick app and recent bank statements for a fast, electronic approval.

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Flexible Financing Solutions

Access a revolving line or larger funding amounts as your business grows, with lower rates and more options.

Our Process

Apply

Fill out our Quick Apply application.

We review your application

We review your goals and present you with programs matching your needs, getting an offer in 24 hours.

Receive funding

Choose the program that fits you best and receive funding within 48 hours.

What You Need To Get Started

Minimum Qualifications

No Minimum FICO

At least 1 year in business

$100,000 in annual revenue

What You Need To Apply

Basic information about your business

Bank connection or most recent 3-4 months business bank statements

Take Your Business to the Next Level with Tailored Funding